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TIMELINE

The deadline calendar

Effective dates and compliance cutoffs across the register, 2024 to 2028. Marks update against today's date in your browser.


DateStatusJurisdictionWhat happens
2024-06-30DoneEuropean UnionMiCA stablecoin titles apply
Titles III and IV (asset-referenced and e-money tokens) of MiCA become applicable.
2024-07-19DoneSouth KoreaVirtual Asset User Protection Act in force
Korea's first-phase user protection and market abuse rules take effect.
2024-12-30DoneEuropean UnionMiCA fully applicable
CASP licensing and the balance of MiCA apply across the EU; the recast Transfer of Funds Regulation (travel rule) applies the same day.
2025-06-30DoneSingaporeSingapore DTSP regime live
Digital token service providers serving customers outside Singapore must be licensed under the FSM Act 2022 or cease.
2025-07-18DoneUnited StatesGENIUS Act enacted
Federal payment stablecoin framework signed into law.
2025-08-01DoneHong KongHong Kong Stablecoins Ordinance in force
HKMA licensing regime for fiat-referenced stablecoin issuers takes effect.
2025-10-31DoneHong KongHong Kong stablecoin application cutoff
Pre-existing issuers must have applied to the HKMA or wind down within a month.
2026-01-01DoneEuropean UnionEU DAC8 reporting begins
Crypto-asset service providers begin collecting and reporting tax data under Directive (EU) 2023/2226.
2026-01-01DoneVietnamVietnam Digital Technology Industry Law effective
First Vietnamese statute recognizing digital and crypto assets takes effect.
2026-02-02DoneBrazilBrazil BCB VASP rules in force
Central bank authorization regime for virtual asset service providers begins, with transition windows.
2026-04-10DoneHong KongFirst stablecoin issuer licences granted
HKMA licenses Anchorpoint Financial and HSBC under the Stablecoins Ordinance, the first issuers authorized in Asia.
2026-07-01DoneSingaporeMAS stablecoin framework takes legal effect
Payment Services Act amendments bring the single-currency stablecoin regime and regulated-stablecoin label into force.
2026-07-01DoneEuropean UnionMiCA transition ends
Article 143(3) grandfathering closes; unauthorized CASPs must stop serving EU clients.
2026-07-01DoneCaliforniaCalifornia DFAL operative
License or completed application required to serve California residents; up to $100,000/day for unlicensed activity.
2026-09-15AheadUnited StatesSenate cloture vote on the CLARITY Act
Vote on the motion to proceed to H.R. 3633; 60 votes needed to open floor debate on the market-structure bill.
2026-09-30AheadUnited KingdomUK authorisation gateway opens
FCA begins accepting applications under the new cryptoasset regime.
2026-09-30AheadUnited StatesSenate window for CLARITY floor action
Cloture filed August 8; leadership targets floor consideration when the Senate returns, before the midterm calendar closes.
2026-10-19AheadUnited StatesComments close: Treasury GENIUS section 3 rules
Deadline for comments on Treasury's proposed definitions of issuing, offering, and selling payment stablecoins in the United States.
2026-10-20AheadUnited StatesComments close: SEC Regulation Crypto Assets
Deadline for comments on the SEC's proposed startup and fundraising exemptions for crypto asset offerings.
2027-01-18AheadUnited StatesGENIUS Act outside effective date
Stablecoin framework effective no later than 18 months after enactment (earlier if final rules land first).
2027-10-25AheadUnited KingdomUK cryptoasset regime in force
The Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2026 commence; FCA authorization required.
2028-07-18AheadUnited StatesGENIUS Act: unlicensed stablecoins barred from US distribution
From this date digital asset service providers may not offer or sell payment stablecoins to US persons unless a licensed issuer stands behind them.

The stretch that matters next: the Senate's September 15 cloture vote on the CLARITY Act, the UK gateway opening on September 30, 2026, comment deadlines on Treasury's GENIUS rules (October 19) and the SEC's Regulation Crypto Assets (October 20), GENIUS licensing in effect January 18, 2027, and the UK regime switching on October 25, 2027. Jurisdiction pages carry the context behind each line.